1. Description of Service and Acceptance of Terms of Use

Effective Date: 4/8/2025 Welcome to AICDirectory.com ("the Site", "we", "us", or "our"). By accessing, browsing, or using any part of our website, tools, community, products, or services, you agree to be bound by the following Terms of Service. If you do not agree with these terms, you may not use the Site. 1. Eligibility This site is intended for users 18 years of age or older. By using this site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these terms. 2. Informational Purposes Only — No Financial Advice All content provided on this platform, including tools, news, analysis, and educational resources, is for informational purposes only. We do not provide financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. Use of our services does not establish any advisor-client or fiduciary relationship. 3. User Responsibility You are solely responsible for how you use any information or tools provided on the platform. We make no guarantees regarding accuracy, completeness, or reliability. You assume full risk for any decisions made based on the content or third-party links. 4. Third-Party Tools, Services & Links We provide access to tools and platforms developed and operated by third parties. These are not owned, managed, or verified by us. We are not liable for any interactions, transactions, or losses resulting from the use of such third-party tools or websites. 5. Intellectual Property All content, branding, logos, tools, videos, course materials, and site design are the intellectual property of AICDirectory.com unless otherwise stated. Duplication, redistribution, scraping, or resale without written permission is strictly prohibited. 6. Restrictions on Use You agree not to: Misuse our platform for any unlawful or prohibited purpose Attempt to reverse engineer or access our backend systems Upload malicious code, phishing links, or fraudulent content Use our services to impersonate another person or entity Violation may result in immediate suspension, legal action, or reporting to authorities. 7. Limitation of Liability To the maximum extent permitted by law, AICDirectory.com shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our platform or content, even if we’ve been advised of the possibility of such damages. 8. Indemnification You agree to defend, indemnify, and hold harmless AICDirectory.com, its owners, partners, employees, and affiliates from any claims, damages, liabilities, costs, or expenses (including attorneys’ fees) arising from your use of the platform or violation of these terms. 9. Modifications We reserve the right to update or change these Terms at any time, with changes effective upon posting. It is your responsibility to check this page regularly. Continued use of the Site after changes constitutes your acceptance of the revised Terms. 10. Termination We may terminate or suspend access to our platform immediately, without notice, if you breach these Terms, violate any law, or act in a manner harmful to our brand, users, or operations. 11. Governing Law These Terms shall be governed by and interpreted in accordance with the laws of the Pinellas County, FL, USA, without regard to conflict of law provisions.